Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory including financial planning and other services.
Additional information is available in our Client Relationship Summary. Trust Company of Delaware. Both are wholly-owned subsidiaries of Bank of America Corporation. Since Inception returns are provided for funds with less than 10 years of history and are as of the fund's inception date. Before investing consider carefully the investment objectives, risks, and charges and expenses of the fund, including management fees, other expenses and special risks.
This and other information may be found in each fund's prospectus or summary prospectus, if available. Always read the prospectus or summary prospectus carefully before you invest or send money. Prospectuses can be obtained by contacting us. Expense Ratio — Gross Expense Ratio is the total annual operating expense before waivers or reimbursements from the fund's most recent prospectus.
You should also review the fund's detailed annual fund operating expenses which are provided in the fund's prospectus.
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